Freelancing can be great. You get to work wherever you want, on whatever you want and with whoever you want. But there are downsides too. Read on to find out how to combat three particular things that kinda suck about freelancing, from getting credit to getting support.
One of the major downsides to being a freelancer is the fact that it’s harder to arrange credit. Lenders are warier of people who are self-employed because it’s harder for you to prove a consistent income. Freelancers need credit as much as the next employee, so how do you make sure that you have the best chance of arranging it?
A credit broker can make it all easier by finding you lenders that are more sympathetic to a freelancer’s situation. For example, someone like motor finance 4u specialises in finding you a good deal, even if you are self-employed, have a bad credit rating or just don’t have a credit history at all.
A Local Hot Desk
Sure, staying in and working alone is blissful at times. You can stay in your jim-jams, chain-drink tea and stroke the cat while you work. Other times, however, it can be rather isolating. The cat’s not exactly a great conversationalist. Someone else to make the tea might be nice for a change and another person to chat to over the water-cooler might brighten your day when a client’s being critical.
So, see if you can find a local office space that you can pop in to for a day or a few hours. It could not only improve your mood and your productivity, but you might also even find new clients or partners to work with too.
The Freelancer Union
If calling up your best friend for a good old-fashioned rant is just not cutting it anymore, then you might want to consider support from someone who knows what they’re talking about. IPSE, the Association of Independent Professionals and The Self-Employed, is a membership body that represents a number of different benefits that can help you protect our business. For example, they run tax and legal helplines, life assurance and compensation if you fall ill for three weeks or more. These are just a few of the benefits on offer that could give you an extra bit of peace of mind and a safety net when you need somewhere to turn.
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