While winter can lead to some extraordinary energy bill costs, you should know that there are better ways of avoiding this. Typically, the highest energy consumer during winter is your boiler since you will want to have it on all the times during winter. … View Post
Choosing the right credit card for you can often be a tough decision – but it’s an important one. Being stuck on the wrong card could actually cost you money, so you need to make sure you pick the right one.… View Post
It’s good to talk to your kids about household spending and to let them handle money, even if they are really little. Try to teach them the following lessons about finances when they’re young, so they can grow up to be masters of money management.… View Post
Every mother knows that searching for presents for young children with Christmas slowly creeping up on us can be a daunting task (even for the most seasoned of mothers). There are many questions to consider such as what does my child what? Will my child like it? What age group is it for? Is it too expensive? Will it be used after 6 months to a year or will they become disinterested in it when the next new gadget comes out. More importantly actually knowing where to look can also be a significant challenge.… View Post
With the run-up to Christmas well and truly on (even if many of us are in denial), it can get us planning, budgeting, and thinking about all that we have to do to really improve our finances. After all, there are only a couple of paydays until Christmas (if you don’t get one just a few days before). Unfortunately, though, it isn’t like there is a magic wand to wave and all of our finances will be sorted out. There are plenty of things that we can be doing to cut our necessary spend, but really the focus needs to be cutting down or eliminating the unnecessary spend.… View Post
Every winter, homeowners across the country find themselves wishing that they could return to the halcyon days of summer—and not only because of the cold! Your heating bill in winter may very well be higher than you’d like it to be, and since turning the heat off isn’t an option in the middle of January, here are some helpful, simple tips for keeping your bills low in the snowy days of winter: … View Post
Whether it’s whopping Christmas lists, weekly shops, or bits and bobs for birthday parties, whatever, just a few clicks and I can switch my mind back onto something more important. Within days, a parcel arrives. Often the next day, nowadays. And while delivery costs used to be extortionate, most of the time now it costs less than petrol and parking, if anything at all.… View Post
If you haven’t already, go, go, GO checkout Price I Want to Pay. The name says it all really. And this is how it works. Around about now or over the coming weeks, the kids will be writing their letters to FC. Whether the elves pick them up or they shoot up the chimney – however, magic goes down in your house, Price I Want to Pay makes the magic happen.… View Post
While the Internet and offline banking does often encourage us to take out our own life insurance, we don’t really consider the financial implications of life taking away one of our children too soon. It’s a bit of a taboo subject. After all, who wants to discuss the off-the-cuff possibility of losing their children at a young age?… View Post
