Every mother knows that searching for presents for young children with Christmas slowly creeping up on us can be a daunting task (even for the most seasoned of mothers). There are many questions to consider such as what does my child what? Will my child like it? What age group is it for? Is it too expensive? Will it be used after 6 months to a year or will they become disinterested in it when the next new gadget comes out. More importantly actually knowing where to look can also be a significant challenge.… View Post

Simple Steps to Curb Your Spending in the …

Simple Steps to Curb Your Spending in the Run Up to Christmas

With the run-up to Christmas well and truly on (even if many of us are in denial), it can get us planning, budgeting, and thinking about all that we have to do to really improve our finances. After all, there are only a couple of paydays until Christmas (if you don’t get one just a few days before). Unfortunately, though, it isn’t like there is a magic wand to wave and all of our finances will be sorted out. There are plenty of things that we can be doing to cut our necessary spend, but really the focus needs to be cutting down or eliminating the unnecessary spend.… View Post

Easy Ways To Save On Heating

Easy Ways To Save On Heating

Every winter, homeowners across the country find themselves wishing that they could return to the halcyon days of summer—and not only because of the cold! Your heating bill in winter may very well be higher than you’d like it to be, and since turning the heat off isn’t an option in the middle of January, here are some helpful, simple tips for keeping your bills low in the snowy days of winter: … View Post

Shop online to spend less and stress less …

Shop online to spend less and stress less this Christmas

Whether it’s whopping Christmas lists, weekly shops, or bits and bobs for birthday parties, whatever, just a few clicks and I can switch my mind back onto something more important. Within days, a parcel arrives. Often the next day, nowadays. And while delivery costs used to be extortionate, most of the time now it costs less than petrol and parking, if anything at all.… View Post

The Price I Want to Pay for Christmas

The Price I Want to Pay for Christmas

If you haven’t already, go, go, GO checkout Price I Want to Pay. The name says it all really. And this is how it works. Around about now or over the coming weeks, the kids will be writing their letters to FC. Whether the elves pick them up or they shoot up the chimney – however, magic goes down in your house, Price I Want to Pay makes the magic happen.… View Post

Let’s talk about life insurance for children

Let’s talk about life insurance for children

While the Internet and offline banking does often encourage us to take out our own life insurance, we don’t really consider the financial implications of life taking away one of our children too soon. It’s a bit of a taboo subject. After all, who wants to discuss the off-the-cuff possibility of losing their children at a young age?… View Post

The best August Bank Holiday activities for families …

The best August Bank Holiday activities for families on a budget

The August Bank Holiday is just around the corner and luckily for you, there’s plenty going on this year to keep the kids and family entertained. With the end of the school summer holidays in sight and having exhausted every fun-filled family day out, the current account and prepaid Mastercard® providers, icount, have put together a list of their top 5 budget August Bank Holiday activities for families.… View Post

How You Can Become A Teacher

How You Can Become A Teacher

Becoming a teacher isn’t a decision you take lightly as it requires hard work, determination, perseverance, and passion, however, it’s a job that is never boring and is hugely rewarding.  As a teacher, you will have to create an interesting and stimulating classroom environment, meet the individual needs of your students, organise and execute lesson plans, administer homework and assignments as well as mark them, evaluate performance, and give constructive and engaged feedback.… View Post

5 Benefits to using the Southern Institute to help …

5 Benefits to using the Southern Institute to help your business

Being a business owner in this digital age doesn’t spare you of processing costs. Especially now that electronic payments are becoming the most preferred method of transaction, you have to prepare yourself and be able to roll with it efficiently. Those in the CBD oil industry are always plagued with the problem of not being able to focus better on their product because of these electronic payment hurdles. … View Post