What would happen to your family if you were rendered unable to work due to serious illness or injury? What if your side of the family income disappeared? This is why every parent and every working person should consider income protection insurance.
This post will explore several key areas where your church can save money without sacrificing quality or service. Whether you are a pastor or a member of your church’s financial committee, these tips will help you maximize your resources and ensure that your church can continue to do good work worldwide.
The Individual Savings Account (ISA) has been a popular saving and investment option in the United Kingdom since its inception in 1999. Offering tax-free interest on savings, and capital gains and dividends on investments, it seems like an attractive opportunity for many. But with so many financial products available to UK savers and investors, the question begs: is opening an ISA really worth it?
Having a good credit score is important when it comes to getting access to loans and other financial products. It can help you qualify for better loan terms, lower interest rates, and more favorable repayment plans. Unfortunately, many people don’t know the steps they need to take in order to improve their credit scores and qualify for better loans.
Considering the staggering number of people struggling to properly manage their finances, it is imperative to adopt effective yet practical strategies to manage your money. This article highlights nine tips to achieve the desired outcome.
Thinking about finances is worrying at any age, especially if you are someone looking forward to a huge life change or event, or even planning for your retirement plan. The fact that we never know what the future holds makes us worry more about whether we’ll need more or not.
Feeling lost and burdened by your finances can be difficult, but it doesn’t have to be. By doing these actions, you can take back control and build a better financial future for yourself. It’s important to remember that obtaining financial management is a process, so you might not experience immediate benefits.
You might be wondering how difficult it is to get a mortgage on maternity leave, or whether you’ll be able to access the same rates as other people. The good news is that it’s certainly possible to get a mortgage when you’re on, or planning to go on maternity leave, as long as you can demonstrate that you can afford it.
If you wisely steward your finances they will go further. That is why it is sensible to practice healthy money habits and put some away in a savings account. In terms of the latter, it is important to understand the various options available and make an informed decision before investing. That way, you will have more to show for your finances over time.
In this blog post, we’ll discuss what good debt vs bad debt is, when it’s a good idea to take on either form of debt, how you can ensure you’re only taking on good debt, and finally—what type of debts should we have at all?