Rent or buy – what makes more sense?

Ask your parents or grandparents the above question and they will almost certainly say it makes the most sense to buy a house. They will tell you that rent money is “thrown away” while the repayments you make on a mortgage are going towards a tangible asset, and will probably come up with a number of other reasons.

All this is true, and they could be right, but there are senior economists and property experts who will tell you that in the current economy, it actually makes better financial sense to rent. So who is right?

How to Effectively Manage Credit Card Spending and Improve your Credit Score

Credit cards have been around for a long time, and they provide a convenient way to purchase goods or services, yet there are very real dangers of overspending. The “buy now-pay later” syndrome can suck a person in, and before they know it, those lovely gadgets now have to be paid for, and with spiralling interest as you fall behind, you are soon in what is known as the credit card loop, which means you are borrowing money to pay bills. Credit cards must be treated with respect, and many young people feel empowered, knowing they can just walk into a store, hand over the plastic, and walk out with the goods.

The Basics Of Planning A Baby On A Budget

One of the biggest changes that you can make to your life is to have a baby.  However, it is important to note that the costs of raising a child have increased and are still going up.  This is why it is important that you plan ahead and managing all of your finances will play a major role in the preparation of parenthood.

The most stable of household budgets can be severely impacted by the costs of a new-born.  There are a number of tips that you should consider that will help with your planning.  These basics will minimize the worry of having a baby on a budget.

How Working Mothers Can Find the Proper Work-Life Balance

If you are like most new mothers, you are likely finding it very difficult to find the proper balance between your professional life and your personal space. Career-driven mums are often confronted with this somewhat tricky situation and it can be nearly impossible to know how to strike up an accord between the two. Although there is certainly no “golden rule” that will apply to everyone, the fact of the matter is that a number of worthwhile strategies can go a long way towards establishing a bit of peace and tranquillity.

Top tips on how to save when shopping online

Most people who shop online do so for the savings; however, there are even more ways to save online than you might imagine as a first time online shopper. So for those who are new to the game, if you are looking for the best possible deals, these are a few ways in which you can find the latest, the best, top names, and pay the lowest price when time comes to purchase the items.

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